International Traveling ... Banks and Credit Cards

As most immigrants have experienced.... or just someone who likes to travel...

credit cards tends to charge foreign transaction fees..usually like 3%, and traveling with more than 5 thousand dollars cash will become problematic... So keeping some info. on international banks on frequently visited countries.... will prove more than useful.

In China, I saw a friend use HSBC....

Credit card wise... VISA and Mastercard seems more predominantly accepted.

Top credit cards with no foreign transaction fees for international travel

• BankAmericard Travel Rewards® credit card: Best for no annual fee
• Chase Sapphire Preferred® Card: Best sign-up bonus
• Capital One® Venture® Rewards Credit Card: Easiest travel redemption
• Capital One® Quicksilver® Cash Rewards Credit Card: Best for cash back
• Barclaycard Arrival Plus™ World Elite MasterCard®: Best for chip-and-PIN

- See more at: https://www.nerdwallet.com/blog/top-credit-cards/no-foreign-transaction-fee-credit-card/#sthash.MQtZe3h4.dpuf


Citi Bank: (Only ATMs in Beijing, China so far :/ ...did a location search)

Account Details

• Monthly fee waived with $10,000 combined deposit balance
• Out of network ATM: All fees are waived with a combined average balance of $15,000
• Surcharge-free ATM network: MoneyPass
  
  ----No Foreign Transaction Fee for $50,000 average balance Checking Accounts

Is there a limit to the amount of foreign currency I can purchase for delivery to my home or business?

Yes. For deliveries to your home or business using Citibank's World Wallet® service, the maximum amount of foreign currency you can purchase per household is $3,000 USD and the minimum amount is $100 USD.

https://online.citi.com/US/JRS/pands/detail.do?ID=WorldWallet&JFP_TOKEN=8V0TNBEU

What it Costs:

• No service fees for clients with the Citigold® or Citi Priority Account Package.
• $5 service fee applies for clients with other account packages for transactions under $1,000 USD
• Delivery is free to a Citibank branch
• Delivery to your home or office is an additional charge, as follows: (waived for Citigold or Citi Priority clients)
• $10 – Standard overnight
• $15 – Priority overnight
• $20 – Saturday overnight
• Currency conversions are done at competitive currency exchange rate
  
  Schwab Bank:
  
  

  Account Details

  • Requires opening a linked Schwab One® brokerage account with no fees or minimums
  • Unlimited fee rebates from any ATM worldwide
  • Free bill pay on Schwab.com and Schwab Mobile/
  
  UnionPay:
  
  Citi Credit Cards:
  

  ***Citi® / AAdvantage® Executive World EliteTM MasterCard® (Annual Fee $450)

  
  ***Citi Prestige® Card (Annual Fee $450)
  

  ***Citi® / AAdvantage® Platinum Select® World Elite™ MasterCard®

  ***Citi ThankYou® Premier Card (Annual Fee $95)

  
  

  ***CitiBusiness® / AAdvantage® Platinum Select® World MasterCard®

  ***Citi® Hilton HHonorsTM Reserve Card (Annual Fee $95)

  ***EXPEDIA®+ VOYAGER CARD From Citi 

  (Annual Fee $95)