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Binding

Eczema: Cotton material clothes... Plantars fasciitis: No flats, shoes with an inch heel

Buying a Home....in NYC

Most people don't have the thought or what it takes to have their own home. 30 years of stable income isn't gaurenteed, so it's a risk, a gamble. *Have at least 30 to 35%, or 40% of your dream homes Listing price...For down payment....Ideally, it's best if you have 50% but low likihood for most people. *Have that amount in the bank for a while..... Aka at least two months and up....if you want a higher chance to be approved for a bank loan. Or dream of IRS concerns ...Esp if your income don't match "your full cash" purchases.... *Think of how much you can pay off while maintaining your life habits with your current income. For a loan of $100,000 to be paid off in 30years, it's about $477 each month.... Not including ....Condo/house...Property tax and  Condos have common charges..On top of that Co-op.... Maintaince fees...And usually don't include all utilities. .. Queens : A cheap crappy co-op roughly about $200,000 right now.... The studi...

Preparing for Death...

Keep in mind that the law is different in every state... not to mention there's city and state regulations when it comes to laws. Alive:   you'll need a living will aka Advanced Health Care Directives, power of attorney, medical power of attorney, otherwise first of kin gets dibs. Post Death Preparation: 1) Write your last will and testament, name an executor. Signature of at least two witnesses and get it notarized. The average cost of a funeral is over $6500 according to the web... List your liabilities and assets...

Credit Cards

*Dont get too many credit cards. *Spend as much as you can pay off. And pay off right away. *Make sure it has no annual fee *Visa is a good card to have, as it's taken everywhere usually. *Having too many credit cards can hurt you, because you look more risky to have so many opportunities to have more potential debts. Too many cards you can take out a loan for the total sum of a giant loan. So not good when being evulated for loans for mortgage for example. *Whatever you buy, sit it there for two weeks, with receipt -if you can live with it for two weeks and not have it, take it back. 7 cards is a lot... Which cards will you remember to cancel if you lose your wallet right now? And how quickly can you get it done? 3-4 cards better Travel Good cash back. Business expenses. You can close your credit cards soon as you get it, but it's not good for you. First credit card is good for you, the one with the longest credit history. - Advice from Winnie Sun --------------...

Labret

LABRET & MONROE Thickness / Diameter: 14 Gauge or 16 Gauge (1.6mm or 1.2mm) Length: 5/16" or 3/8" (8mm or 10mm) Jewelry: Labrets, Circular Barbells, CBR's, Spirals Labret usually refers to a piercing that is below the bottom lip, above the chin. The most common gauges for a labret piercing are 16ga or 14ga. The thickness of your lips should determine the length of your labret. The most common length is 3/8 inch but 5/16 inch and 7/16 inch are common as well. Labret and Monroe can also be used for Cartilage rings.

Flushing Chinese Casino Buses

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Flushing has privately run buses going to a few casinos within the tristate area. But you have to know where and when to find them... The well know few are the following: ***Foxwoods Resort Casino ***Sands Casino Resort ***Mohegan Sun:  http://chinese.mohegansun.com/bus_facai.html ***Empire City Casino For anyone that just wanted a cheap getaway route, and not paying the greyhound price...this isn't too shabby...  a lot of these round trip rides are like $15-$20 and they give you money to play the slots and a meal voucher too - so ask about it! I had a hard time finding them on the web, so I took the liberty of walking around and collecting them, you're welcome!  lol

Airlines to Keep in mind for Traveling...

1. Singapore Airlines (SQ) 2. All Nippon (ANA)