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Showing posts from April, 2017

Filing Taxes....

Just tidbits of information that I wish I knew earlier in life.... I recently found an accountant I wouldn't mind establishing long term relationship with, because she was educational, polite, and friendly. She thoroughly explained everything! What to Bring when filing Taxes with an Accountant: ***Bring you filed taxes from the previous year when filing (If using a new accounting place) ***Bring your State ID ***Bank Info. (Account # and Routing #) ***All Income info. (ex: W2, 1099, Bank or Investment Interest Earned, etc etc) &       Health Insurance has (1095A- Obama Care, form will be filled to see if credits issued might be retracted due to your income & 1095B - Medicaid) ***Itemized Deduction Summary & ( Detailed info. stored for your files; best if digitized, ink fades on paper or gets lost. ) If you haven't found a good accountant that you want to establish a long future with.... A) Beware of Tax Preparer Fraud ; because whatever your accountant f

IRA & Funding IRA with Credit Card

               My accountant suggested my partner and myself to open up an IRA account to help with our taxes. And she suggested looking into IRA accounts with our current checking accounts banks, as some banks waive fees for existing account holders. Ex: Chase, TD Bank But is your IRA account protected from creditors like the 401K would be in your current state of residency? I'm in NY:  http://www.nolo.com/legal-encyclopedia/can-judgment-creditors-go-after-my-retirement-accounts-new-york.html# ... so check your state law! And also search reasons not to rollover funds from 401K. FYI...                After much browsing online..... the idea sprung.... to provide contribution to IRA account by credit and earn rewards, new card bonuses. So far I've only seen one site post on how to do this.... http://saverocity.com/finance/how-to-fund-an-ira-with-a-credit-card-make-huge-profit-process/ and he suggested the usage of  American Express Blue Bird:  https://www.blue

Louisiana Boil Seasoning Combos vs. Vietnamese Cajun Seafood Boil (Bagged sauce mix)

Pre-boiled typically seafood: Shrimp, crawfish, clam, mussel, snow crab, dungeness crab, lobster, blue crab. Sides Added: Corn, Red skinned Potatoes, Little Golden Potatoes, Sausages, Kielbasa Sweet Potatoes Celery Sticks, Mushrooms Commercial Seasonings: Zatarain's Crawfish Shrimp and Crab Mix, Louisiana: Crawfish Shrimp and Crab Mix Seasoning:  Garlic cloves 3-5 Cloves (Minced) & Garlic powder Onions , Celery Coriander seeds Mustard seeds dill seeds Whole Allspice, Ground All Spice Paprika Black peppercorns, Black Pepper Bay Leaves (crumbled) Lemon , Orange , Pineapple  , Lime Old Bay Lemon Pepper Dry Mustard Italian Seasoning Powder Salt Thyme Cumin Cajun Seasoning Butter Sticks (4), Margarine Lemon Grass Chicken Bouillon Brown Sugar / White regular Sugar Dark Beer (at the end) Spicy Factor:  Cajun Pepper Sauce, Chili Powder, Red pepper flakes,  Cayenne pepper  After boiling 4 minutes, give it 30 minutes to cool down (Depending on si