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Showing posts from July, 2022

Credit Card Fraud / Identity Theft Victim Procedures

Notes for me, going through this crap ----  DONT FREAK OUT - READ THIS - I wish I had saw that first yesterday.  GO TO:   IdentityTheft.gov - Recovery Steps   More info. for assurance: How can I spot identity theft? | Consumer Financial Protection Bureau (consumerfinance.gov) What do I do if I’ve been a victim of identity theft? | Consumer Financial Protection Bureau (consumerfinance.gov) Usually, credit card companies provide free credit score and or credit report, with one of the 3 credit reporting bureaus within the United States. The 3 Major Credit Reporting Agencies: Equifax   Mail: P.O. Box 105788, Atlanta, GA 30348 Experian   Phone: 888-EXPERIAN (397-3742)  Mail: P.O. Box 9554, Allen, TX 75013 TransUnion Phone: 833-395-6938 Mail: P.O. Box 2000, Chester, PA 19016 1) Review credit card statements, highlight and then call credit card company and disputed unauthorized charges made on it (each card).  2) Get credit reports from all 3 credit unions (they don't all have the same in