Employment Forms, Processes.... Health and Safety Procedures

Stuff I wish my high school or even college had prepped me for.... Real life expectations!

Most of the time nowadays, when you fill out job applications, or just a follow up form in the process;

You'll need a "well written" and "up to date":    RESUME !!
Most colleges offer resume workshops and even career preps... Use it while it's still free !!
And don't wait till the last minute, update it !! esp. when you start a new job. It doesn't matter if it's an internship or even volunteer work, use it !! It's experience ! Notate your timeline well.

Documentations you'll need: 
*State ID/Driver's License, Passport
(Others: Green Card, birth certificate and Certificate of Naturalization etc etc)
*SS #  (Actual Card)
*Diplomas (College and certificates achieved)
*College Transcripts (Some applications require online submission of it)

Employers will ask you to bring the actual copy and some may want photocopies, just bring the real thing with you. And if your documents are in another language, it must be translated prior !! English copies required !!

Stuff you'll need a record of:
*Company Name of previous employment (including: Address, phone#)
*Name and phone # for that job's Manager(s) and or Supervisor(s)
*Your starting and ending wage at each job.
*Hired date, starting date, and end date of each job.
*Why you left the job.
(*Sometimes, the name of the person who hired you)

It'll be a good idea to store that data somewhere (excel would be great).  As time drags on...you forget these things...including why you left the job (unless you hated it with a burning passion lol) But folks, keep it professional...you don't want to scare off your new potential employer.

Background check: Goes back 7-10 years of previous employment
Your previous employers will be contacted to verify the duration of your employment prior.
And if they can't reach them, it becomes your job to submit proof... (like previous pay stubs, so hold on to them!!)

They'll be asked about your attendance, performance, and basically how you were as an employee.

Tax Forms: I-9; W4 Tax Form and IT-2104
https://www.tax.ny.gov/pdf/current_forms/it/it2104_fill_in.pdf

Not every employer will help or can help you when filling out these things...
Some employers will tell you to talk to your accountant (if you're young and starting out... you probably haven't seen that person since the last time you filed your taxes. And it's usually once a year.)

***The most tricky part is the number to claim!!
***0-1 for Single and one job seems to be safe bet....after some googling... (ex: W4 form, single )

Online videos to watch their presentations (esp. if you're in the health industry)

---------------------------------------------------------- Stuff coming out of your Check!

TAXES !! and some benefits pretax and be deducted.

Example: Commuter Plan (Pre-tax money for metrocards ! ) Established 2016

Health Care Benefits:A lot of health industries seems to have gone with Empire BCBS, so you'll have to select from the plans offered.

Typically it's EPO and PPO (costs more)  plan, and recently saw POS plan.

Dental: Aetna: DMO , PPO, Colombia...

And if your employer doesn't offer any....you'll be stuck with Obama care, and if your job pays below standards and is like crap, then there's medicaid.  And those 65yrs old and over, there's Medicare!

Retirement Plan: 401K
At least put 10-15% from your check, so it'll have a chance to accumulate as you age.
This is pre-taxed money that you can't touch until you're age 65 !! (Otherwise there's penalty)
If you're lucky, your employer will match your contributions, or just input, even when you don't. So for the love of God, don't opt out !! it's free money !! Take it !!!

I know there's some people living check to check, and they need every penny to get by.... And half the people out there have no saving habits...~_~"

Life Insurance: Term Life, Whole Life, Universal Life (Plans may vary per company)
Rule of thumb:
*Cheaper rates when you are young
*Smokers always cost more.

Some insurance requires a health exam....because your bad lifestyle habits, illness and weight matters!

Term Life (Doesn't accumulate cash value... but good for those that doesn't want to pay much)

The other two accumulates cash value over time
Whole Life (aka the pay until you die...paying your whole life)
Universal Life (Most companies only offer term and whole life, so if you want to know more do some outside research)

Long Term and Short Term Disability Insurance! 
Insurance offered... in case of injury or illness or accidents depending on the duration of time you are unable to work.

(Can also be adding onto your life insurance policies as "riders", so ask your agent)